Step-by-Step Guide to Making a Budget
Four simple steps to follow to help you get started with budgeting.
Money Helper’s Budget Planner Tool
Use this free budget planner to help you analyse your spending and what’s coming out every month.
4 Different Ways to Budget Better
Handy budgeting methods to help you manage your money.
Basics of Banking
Learn about some of the common things you can use a bank account for.
Introduction to Banking
An introduction to banking, bank cards and the different types of bank accounts.
What Benefits Can I Claim in Scotland?
Find out everything you need to know about what benefits are available in Scotland, whether you are eligible to receive…
How to Apply for Universal Credit in Scotland
If you are out of work or are on a low income, you are entitled to make a claim for…
Everything You Need to Know About Loans, Credit and Borrowing
Find out everything you need to know about loans, credit cards, and borrowing money.
Learn About Loans
Learn about the different types of loans, the risks involved and other support available.
What is a Credit Card & Do You Need One?
Information about what a credit card is and the pros and cons of having one.
How to Look After Your Finances During A Crisis
If find you’re struggling to pay the bills, here’s some information on how to look after your finances during a…
How to Be Better at Managing Your Money
Tips on how to be a savvy saver, and spend wisely so you can better manage your money.
An Introduction to Saving
Find all the information you need to about what saving is and how you can get started.
Save Money With Your Young Scot NEC
Make the most of your money by taking advantage of 100s of exclusive discounts you can access as a Young…
How To Start Saving
Everything you need to know to start on your savings journey!
How To Save To Buy a House
Learn more about the costs you’ll need to think about and how you can start saving towards them.
Confused about investing and what it all means? Check out our glossary for helpful definitions for some of the common…
BLOG: How I’m Saving To Buy A House
Hear what other young people are doing to save up for a house and pick up some handy tips!
Child Trust Funds: What You Need to Know
You can withdraw from your Child Trust Fund account when you turn 18. Find everything you need to know about…
What are Pensions and How Do They Work?
Information on different kinds of pension, and what the difference is between private, state and workplace pensions.
Save Money On Your Bills
Check out Money Helper’s page with some simple tips to take money off your household bills.
Young Money expert Iona Bain helps you make sense of these money terms and tools and shares some top tips on managing your finances.
WATCH: Iona Explains… Buy Now, Pay Later
Financial writer Iona Bain explains everything you need to know about Buy Now, Pay Later services.
WATCH: Iona Explains… Investing
Young Scot’s go-to expert on all things money returns to tell you all about investing.
WATCH: Iona Explains… Credit Cards
Thinking of getting a credit card or just want to find out more? Iona Bain breaks down everything you need…
WATCH: Iona Bain Shares Her Top Budgeting Tips
Young Money guru Iona Bain helps you get started with budgeting in this IGTV.
WATCH: Iona Bain Shares Her Top Housing Tips
Whether you are renting or looking to buy your first house, Young Money expert Iona Bain is here to help…
WATCH: Iona Bain Shares Her Top Savings Tips
Iona Bain, the Young Money expert, shares her top tips to help you save money!
More useful information and practical resources to help you manage your money.
Different Types of Tax You Should Know About
Learn about taxes that you may already be paying, or may come across in future!
What Do Taxes Pay For?
Find out where the taxes you pay go and what they pay for.
Council Tax, Explained
Find out more about what council tax is, who pays it and whether you may be able to get a…
What to Do if You’ve Been Emergency Taxed
Learn what to do if you get put on an emergency tax code.
VAT, tax, credit – what does it all mean when it comes to talking about money? Check out our jargonbuster…
Help if You’re Struggling With Living Costs
Citizens Advice Scotland have some helpful tools and tips for easing the cost of living.
What is National Insurance and How to Get Your National Insurance Number
Find our what National Insurance is, why we pay it, and how to get hold of a National Insurance number…
Understanding Your Payslip
Not quite sure what all the amounts on your payslip mean? We’ve got a handy guide to help you make…
Help Applying For Student Funding
What you need to know about applying for student funding!
Avoiding Scams & Protecting Your Money
Scammers are getting creative with the ways they try and steal from you, Here’s how to stay one step ahead…
Expert Information from the Money and Pensions Service
Find all the information you need about saving, spending, borrowing, lending and managing your finances from when you start earning…
Use this free online tool to find out what benefits you may be entitled to and what grants you might…
Citizens Advice Scotland Money Map
Find out how you can increase your income, reduce your bills and ease the costs of daily living using the…
Visit Citizens Advice Scotland
Get free, independent, confidential, impartial advice from Citizens Advice Scotland when it comes to your finances.
Money Helper’s Budget Planner Tool
Use this free online tool to help you work out what you’ve got coming in and out each month so…
Money Helper: Support If You’re Struggling With Money
Your Money Matters Textbook
A textbook aimed at 14 to 16 year olds in Scotland and covers topics including spending and saving, borrowing, debt,…