Help if You're Struggling With Living Costs

The cost of living is going up, meaning you might be beginning to notice that your money isn’t going as far as it used to. But, knowing how to be savvy with your spending can help you save a few pennies here and there and make your money go further. 

There may be ways you can increase your income to meet the rising cost of living. Or to help you put aside some for a rainy day.

Citizens Advice Scotland have created online financial self-help tools to support you. They give you ways to boost your income, cut costs, and make savings across everyday bills. Check out these tools below as they may help you make the most of your money in these difficult times.

The Money Map

The Money Map pulls together the best online resources to help you get support to boost your income, save money and cut the costs of day-to-day living. It brings them together into one place that is simple and easy to use. From benefits to grants, council tax to housing, energy to food & clothing. 

It will send you to the most helpful sites where you can access financial help. It even offers support and resources on better budgeting, help with banking and useful tips on how to save money. You can create a personalised list of things that you want to go back to and look at in more detail. It is the perfect tool for a total money-make-over.

The Council Tax Savings Tool

If you are struggling to pay your council tax, you are not alone. These bills can be a challenge for many and the cost of living crisis will make this even more difficult.

What you may not realise is that there are ways to save money on council tax. You may qualify for a reduction, discount or exemption to cut the cost.

The Council Tax Savings Tool from Citizens Advice Scotland can help you work out if you can get any savings on your council tax bill. 

First, it will ask you some questions about your circumstances. Then it will tell you if there is a way you can cut your council tax bill and how to do this.

Online Advice

Citizens Advice Scotland’s online advice pages share advice on a whole host of issues. Their debt and money pages are really helpful. You may have a niggling money question you need an answer to, or need more detailed support. Their search tool will help you find the help you need. Or, you can browse through all their advice to help you keep on top of your money.

2022 is set to be a challenging time for people’s finances, but you don’t have to face the cost of living crisis alone. 

Whether you need help to save money, are struggling to get by on the money you have or want to know if there is any way to increase your income, Citizens Advice Scotland’s digital tools may be the help you are looking for.

Find more help and support with money through our Money & Me campaign.