Money & Me

Information for young people about managing money, debt and budgeting for the future, in partnership with The Money and Pensions Service Youth Checkpoints Programme.

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How to Look After Your Finances During Coronavirus (COVID-19)

When there are still bills to pay and things to buy when you are experiencing a drop in income, what can you do to try and make sure you have enough money to cover these costs in the meantime?
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Your Rights to Refunds & Your Money Back During the Coronavirus Outbreak

Learn more about your rights to refunds and money back if your plans have had to change due to the coronavirus (COVID-19) outbreak.

Travel and Leisure Rights and Identity
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Money Jargonbuster

VAT, tax, credit - what does it all mean when it comes to talking about money? Check out our jargonbuster for all the financial terms you might have heard before.

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CashChats: Money and Me Conversations

CashChats is a series of three online conversations with some of the top experts on all things money and finances. Taking place in July, August and September.

Rights and Identity
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What Benefits Can I Claim in Scotland?

Find out everything you need to know about what benefits are available in Scotland, whether you are eligible to receive them and how to go about making a claim.
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How to Be Better at Managing Your Money

Tips on how to be a savvy saver, and spend wisely so you can better manage your money.

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Avoiding Scams & Protecting Your Money

Scammers are getting creative with the ways they try and steal from you, Here's how to stay one step ahead and protect your money.

Rights and Identity
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How to Apply for Universal Credit in Scotland

If you are out of work or are on a low income, you are entitled to make a claim for Universal Credit which will help support you financially.

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Everything You Need to Know About Loans, Credit and Borrowing

Find out everything you need to know about loans, credit cards, and borrowing money.

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What is National Insurance and How to Get Your National Insurance Number

Find our what National Insurance is, why we pay it, and how to get hold of a National Insurance number if you don't have one or have lost yours.

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What are Pensions and How Do They Work?

Information on different kinds of pension, and what the difference is between private, state and workplace pensions.

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Money Advice Service's Budget Planner Tool

Use this free budget planner to help you analyse your spending and what's coming out every month.
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Understanding Your Payslip

Not quite sure what all the amounts on your payslip mean? We've got a handy guide to help you make sure you're being paid correctly - and to make sure you understand your payslip.
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Expert Information from the Money and Pensions Service

Find all the information you need about saving, spending, borrowing, lending and managing your finances from when you start earning right up until you claim a pension.
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Visit Citizens Advice Scotland

Get free, independent, confidential, impartial advice from Citizens Advice Scotland when it comes to your finances.